Shops, Offices and Hotels

Cover would typically be arranged to include the following


  • Accidental Damage including subsidence and theft or attempted theft
  • Loss of rent
  • Property Owners’ liability

Trade Contents

  • Contents and stock cover for accidental damage including theft
    Employers’ Liability, Public and Products Liability
  • Money in Transit, in the premises during business hours, and in any bank night safe
  • Money in a safe outside business hours
  • Business interruption/Increased Cost of Working and Book Debts
  • Automatic seasonal increase of the Stock Sum Insured
  • Exhibition Cover

Optional Covers

  • Frozen Food
  • Goods in Transit
  • Legal Expenses
  • Terrorism

To discuss your individual requirements contact either either John Garry or Mike Smallbone. Alternatively please use our online enquiry form.